Tailored Lending Solutions for Growth
Flexible, asset-backed financing options, including direct lending and syndicated credit, to support business growth and special situations.
Unlock Flexible Lending Solutions with Trusted Private Investment Leaders
Invico Capital Corporation provides flexible private lending solutions across Canada and the U.S., offering speed, structure, and scale. Whether you’re pursuing a strategic acquisition, refinancing a loan,
or bridging a liquidity gap, our direct lending and syndicated credit strategies are designed to move quickly and align with your business objectives.
We offer fast and secure financing solutions that can be closed in as little as four weeks.
Why Invico?
Flexible
Structures
We offer amortized, FCF sweep, or bullet repayment options, as well as interest-only periods.
Asset-Backed &
Cash Flow Lending
Our loans are secured by tangible assets or ongoing cash flow, providing security to both the borrower and lender.
Quick
Execution
We can close deals in under four weeks post-term sheet execution, ensuring businesses get financing when they need it.
Patient
Capital
We offer loan extensions for up to seven years, allowing companies time to grow and adapt.
Financing Options Built for Business
From bridge loans to syndicated credit facilities, Invico’s customized lending solutions are designed to help companies fund growth, manage transitions, and unlock value.
Our Lending
Criteria
What We Look For
Loan Size: $5MM - $50MM
Security: First or second- lien collateral
Term: 6 months to 3 years
Minimum Coupon: 12%
Borrower Profile: 3+ years of operating history
Geography: Canada and the U.S.
What We Avoid
Startups or borrowers with less than 3 years of operating history
Negative cash flow businesses
Highly leveraged borrowers with debt/EBITDA > 5.0x
SOLUTIONS
Direct
Lending Solutions
Lending Solutions
Bespoke Financing
We originate bespoke financing and direct lending solutions for businesses across industries, with deal sizes ranging from $5 million to $50 million.
Bridge Loans: Fast, flexible capital to support growth, acquisitions, or recapitalizations and working capital.
Commercial Mortgages: First and second-lien mortgages for commercial and multi-family residential real estate, including mortgage-backed securities.
Syndicated Lending Participation
Invico participates in syndicated credit facilities up to $15 million per deal. These institutional-grade debt facilities typically trade in $1 million increments, and allow us to invest in large, diversified capital structures led by experienced agent banks, with a focus on first-lien, senior secured debt.
Syndicated Loans
Primary & Secondary Opportunities
PROCESS
Our Underwriting Process
We tailor our credit evaluation process to each borrower, balancing risk mitigation with a business-first mindset. Our due diligence approach assesses key factors, including financial health, operating history, and collateral quality, to ensure alignment between the borrower’s needs and our capital. While our process is consistent, each loan is evaluated on its own merits, allowing us to make informed decisions that protect investor capital and support borrower success. Our underwriting process includes:
SOLUTIONS
Proven Results in Private Lending
Our disciplined lending strategy has enabled us to support companies across North America with flexible, effective capital solutions.
U.S. Distribution
Company
US$7.0MM (First-Lien Term Loan)
Canadian Security
Company
C$16.4MM (First-Lien Term Loan)
U.S. Retail
Company
US$9.0MM (First-Lien Term Loan)
U.S. Healthcare
Provider
US$4.0MM (Senior Notes)
U.S. Hospitality
Provider
US$7.5MM (First-Lien Term Loan)
Canadian Marketing
Services Firm
C$6.8MM (First-Lien Term Loan)
Meet Our Investment Team
At Invico, our Investment Team brings deep industry expertise in the North American high-yield and leveraged loan market. With extensive experience in direct lending, syndicated credit and the secondaries market, our team is committed to providing diverse investment solutions that support growth and long-term value creation.
Case Studies: Alternative Financing in Action
Discover how Invico’s alternative financing solutions have helped businesses across Canada and beyond achieve growth.
Get Started with Alternative Financing Today
Interested in submitting a financing request or learning more about our investment criteria?